Fixed Deposits

At NavaShakthi Souhardha Credit Co-Operative Limited, we offer a Fixed Deposit for every investor to invest into and an attractive rate of returns over the years and time tested. Fixed Deposit investment has the value which never depreciates.

The instrument also provides flexible withdrawal of funds and loan against deposit. The Scheme is available for minimum 6 months to five years and above. The Interest rates governed by RBI and ROI will vary in tune with changes in the Indian Economy.

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Terms and Conditions

Minimum Fixed Deposit is ₹ 10,000 for a period of one year
Interest is annual compounding.
No TDS is made for Members of NavaShakthi Souhardha Credit Co-Operative Limited.
FD is not transferable.
Pre-closure is allowed subject to the applicable rate of Interest minus 1%.
Depositors can avail a loan against FDs.
In case of the death of the customer, the FD will be automatically transferred to Nominee as per the mandate.
Senior citizens will get 1% extra and 0.5% extra for women depositors. (<60 year)
Interest is payable monthly, quarterly and yearly depending on the term agreed.
3 years and above Deposit of ₹ 25 lakhs and above will get 1% extra.
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